Credit Card Payoff Calculator

Find out how long it will take to pay off your card and how much interest you'll pay.

Current Balance ($)

APR (%)

Monthly Payment ($)

Time to Pay Off

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Total interest paid	$0
Total amount paid	$0

How it works

Each month, interest is added based on your APR, then your payment is subtracted. The calculator repeats this until the balance reaches zero. If your monthly payment is too low to cover the monthly interest, the balance never falls — try increasing the payment.